的意思 constructive total loss clause

1. The insurance policy includes a constructive total loss clause, which means that the insurer will pay out if the cost of repairing the damaged property exceeds a certain percentage of its value.
这份保险单包括了一个“建设性全损条款”，这意味着如果修复受损财产的费用超过其价值的一定比例，保险公司将支付赔偿。

2. The constructive total loss clause allows the insured to receive compensation for a property that is damaged beyond repair, even if it is not completely destroyed.
“建设性全损条款”允许被保险人获得对无法修复的财产的赔偿，即使它并没有完全被摧毁。

3. Under the constructive total loss clause, the insured must provide evidence to show that the property is no longer salvageable before a claim can be processed.
根据“建设性全损条款”，被保险人必须提供证据表明财产不再可救，才能处理索赔。

4. The insurance company invoked the constructive total loss clause after determining that the cost of repairing the ship exceeded its market value.
保险公司在确定修复船只的成本超过其市场价值后，启用了“建设性全损条款”。

5. The constructive total loss clause is a common provision in marine insurance policies to protect the interests of the insured in case of extensive damage to the vessel.
“建设性全损条款”是海洋保险单中的一项常见规定，旨在保护被保险人在船只受到广泛损害时的利益。

6. It is important for policyholders to understand the implications of the constructive total loss clause in their insurance policy to ensure they receive fair compensation in the event of a major loss.
保单持有人理解保险单中“建设性全损条款”的含义至关重要，以确保在发生重大损失时能够获得公平赔偿。